A lot of people wants to get rich, yes but for what purpose? What is your real purpose that you want to get rich? Is it for your family? For comfort? To get all the things you want?
We may have a lot of reasons to become rich but here is my 1 of my reason why I want to get rich. Recently, 2 big calamities hit us (Philippines) particularly in the Visayas. I have seen on the news that a lot of people suffering, no food, nothing to eat nor drink, they are very desperate to get help.
I truly, truly want to help in a very big way, sure we have donated...
Tuesday, November 26, 2013
Monday, November 11, 2013
Difficulties are opportunities!
One day, there was a man named Juan, Juan lived in a small village as a water carrier.
Everyday, he would go to the river with his 2 wooden buckets and deliver it to his customers. He has been doing this for years but one day, as he was carrying water to the village, he noticed that his buckets were dripping water slowly to the ground.
The buckets were already old and worn out. Juan inspected the buckets and found out that it had a hole on...
Monday, November 4, 2013
Is inflation eating up your money?
Inflation, it’s a word we hear from news, tv and banks but what really is inflation? According to the Merriam-Webster dictionary, inflation is a continuing rise in the general price level usually attributed to an increase in the volume of money and credit relative to available goods and services.
Too complicated? Yeah! Let me simplify it as much as I can, inflation is when prices goes up and our salary does not! (hehe) Kidding aside, Inflation...
Monday, October 28, 2013
The Types of Mutual Fund Investments
Not many people know that there are types of Mutual fund, I will just name 3 just to simplify things. So here are the 3 types:
1. Equity fund
2. Bond fund
3. Balanced fund
What is an equity fund?
Equity funds are the high risk stocks, these are the stocks with so many movements, really up and down in the charts. Please note that these stocks are also the good type (high grade), for example, we have Ayala here, SM, BDO, BPI etc.,...
Tuesday, October 22, 2013
How to open a Mutual Fund account?
A lot of my friends ask me how could they invest in the Mutual Fund. How do we put our money in the Mutual Fund?
Quite frankly, I had these questions too! I was so excited but I thought that "Hey, with all these stocks and what not, I m pretty sure that investing is going to be difficult." WRONG!
Mutual fund investing is as simple as ABC. Here are some steps to help you open a mutual fund account:
1. Just like opening any savings account...
Wednesday, October 16, 2013
How to prepare financially for an earthquake!
Yikes! On October 15, 2013, a huge earthquake rocked Bohol with a magnitude of 7.2. In connection, Cebu was hit with a 7.0 magnitude quake! What a ride!
Buildings destroyed and some lives taken.... It was truly a tragic and fearful day but we kept our faith up. We know that this too shall pass! Praise be to God!
Just to show you some of the damages that we got, here are some pics from rappler.com:
Photo by: Robert Michael Poole
Photo...
Wednesday, October 9, 2013
True Story | Your current situation has a great purpose!
Back in 2006, I was 4th year high school, was about to graduate from high school. It was going to be another highlight of my student life, I was going to college!
When I was 4th year high school, I was really a fat person, I weighed around 210 lbs., my waist line was around 45 inches. When ever I go to malls to shop for shirts or pants, I always have to go to the "American Size" section because non of the local shirt or pants would fit me.
For...
Saturday, October 5, 2013
Your words are powerful!
Did you know that our words truly have powers? I am not talking about powers that we see on TV like power to fly, power of fire etc. The power of our words could either create or break us.
We should be careful in our words because our words are like weapons if used badly, on the other hand, our words could be like water that showers the plant to grow.
In Proverbs 16:24, it says "Gracious words are like a honeycomb, sweetness to the soul...
Friday, September 27, 2013
The Boss and The Leader
In our world today, there are 2 people that may lead our life, that would be the boss and the other, the leader. What exactly is the difference between both?
I have done some little research (thanks to Google) and this is what I found out. (http://www.differencebetween.info/difference-between-leader-and-boss)
Leader
Boss
Inspires employees
Drives employees
Depends on respect and honor
Depends on authority
Cares for your well-being
Cares...
Monday, September 23, 2013
Some of the reasons why it's fun with the Mutual Funds
Picture says it all! Please take note that this is how the Mutual Funds in the Philippines is specially in the TAX FREE area! :)
*Depends on market performance
Time is gold!
Have a successful journey!
God bless y...
Monday, September 16, 2013
Why invest in the mutual fund?
Investing differs in style, there are people who wants to invest directly in the stock market and by all means, please go ahead, it is also a good way to grow and build wealth!
I want to share my investing style (and mostly of my friends). My investing style is through the mutual fund, let me give you some advantages of the mutual fund and how it works.
See this picture above? Let me explain it a little. Year 1 to 36 shows how long we invest...
Monday, September 9, 2013
The Kerygma Conference 2013: BE EMPOWERED
I just had an amazing press conference with Bro. Bo and the Kerygma preachers today! Such an amazing event!
The Kerygma Conference have been in Cebu for 4 years now! The Kerygma Conference 2013 will mark its 5th year in Cebu!
This years theme is BE EMPOWERED! Why BE EMPOWERED?
Because there are a lot of people who feels helpless, people who feels that they cannot do anything with their lives, people who think that they are trapped,...
Monday, September 2, 2013
Build an Emergency Fund!
An emergency fund is a fund that can be used for small emergencies. Medicines, something that you need for replacing, or even in joblessness.
The emergency fund will help you KEEP OUT OF DEBT and will PROTECT YOUR INVESTMENT.
One time I was jobless, I was jobless for 7 months! I did not have any cash flow, all that was left was my emergency fund.
While I was searching for a job, I had to spend on jeepney fares, snacks, meals and some little...
Tuesday, August 27, 2013
Get rid of your debt!
Debt is one of the biggest termites in our financial foundation! But before we go deeper into that, debt is neutral, it is not all bad. There are 2 types of debt, simply a bad debt and a good debt.
Good debt is a type of debt when it will be used for business and in return, profit! You gain more money because you borrowed money to do business.
A bad debt is completely the opposite, you borrow money, use it for something that will not earn you...
Friday, August 23, 2013
The 2 types of Health Insurance
There are 2 types of health Insurance:
1. Short term health insurance
2. Long term health insurance
Short term health Insurance - This is the common insurance that we have when we are working, usually the company provides us this or you can buy 1 if you wish too. Short term health insurance usually covers only up to 60 years old, beyond that, no more more coverage.
The known short term health insurance are; Intellicare, Maxicare, Medicard and it does not stop there.
Long term health Insurance - Now this is the type of insurance that may cover...
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