Nothing just happens!

In our life, a lot of event happens. Sad, happy, dull, awkward, you name it, and I believe we all have experienced it and guess what, none of these just happens! Many have heard of the phrase "everything happens for a reason" which in my opinion, is very true. Let me tell you a short story. One day, a king and his servant was out hunting. This king's name was Juan and the servant was Pedro. Juan and Pedro, despite of status, are really good...

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What is a Mutual Fund?

What exactly is a mutual fund? Many have heard about this but what exactly is it? I too had this question long ago so let me share what I learned. A mutual fund, is a pool of funds from different investors. Investor X invest 100,000, investor Y invest 50,000, investor Z invest 5,000. This is combined and now we have a pool of funds otherwise called as the mutual fund. With this pool of funds, these will be invested. (stock market, bonds,...

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Out of the Blue #4: Japanese Dramas

I do not really watch so much dramas either in TV nor download them but there is 1 type of drama that really caught me, the Japanese dramas! Believe it or not I started watching these during my 2nd year in college. My economics teacher even suggested this and take note, my teacher is a guy! Did it sound weird to us? YES! Who would think that a manly teacher, tall with a mustache would recommend such drama? It did sound weird to me. He recommended...

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Prepare for your big success!

How many times in life did we fail? Could you still remember? Do you also remember the feeling at the time you have failed? It does not feel good, it is like when we fail, we feel that it is all over! The life that we know would cease to exist! Then after all the failures, we quit, we quit on our dreams, our goals and we begin to tell ourselves "This is not for me.". Do you have dreams in life? Let me tell you something, our journey in achieving...

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Mutual Funds or buy Stocks directly? Try Financial Education!

It’s not an argument which is best, after all, these 2 instruments will help us increase our wealth. Where does the difference come? Pretty simple, if you are the type of person who have all the time in the world to monitor the stocks movement, that’s from 9am to 3pm, Monday to Friday, have all the experience in the stock market, has the right information which company is good to buy or not, have all the needed skills, then by all means, go...

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Out of the Blue #3: Bro. Bo Sanchez

What can I say? When someone mentions Bro. Bo, it's like a household name. Who is Bro. Bo? I cannot detail to you his life but what I can tell you this man changed my life. Bro. Bo is one of the reasons I got into the Financial industry. It was one of the post of his blog that made me go for it. Bro. Bo is a preacher, an author and a business man. Reading his post on his blog really changed my life. Aside from that, I have been attending the...

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Create a positive mindset

Could you tell me what you observed below?: 1 + 1 = 2 2 + 2 = 4 4 + 4 = 7 5 + 5 = 10 So what did you observe? Normally, people would say that the 3rd mathematical equation is wrong because 4 + 4 is 8. True, but what about the rest? Only 1 is wrong and the 3 are correct, there are more correct than mistakes. I learned this from Bro. Bo and amazingly this slowly changed my mindset. It is natural that a person would notice...

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A changing world requires changing solutions

Before, our parents keeps on telling us to save money. “Son, you better save money and put it in the bank.” I heard that line too and sank in my mind as I grew older plus having an ATM card before looked so cool! (haha, see how colorful the inside of our wallet will be!) The banks before actually had a very high interest rate, interest rate that could reach up to 12% a year! Imagine depositing 1 million Pesos, in a year you will have automatically...

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Out of the Blue # 2: Billiards!

On my 1st Out of the Blue post, I talked about my favorite console, now let me talk about my favorite sport, billiards! I've been playing billiards since I was grade 6! I'm now working and I still play this sport. Though I can't finish the ball still at 1 setting, I need more practice. What inspired me to play billiards? One name, Efren Bata Reyes, this guys is an icon, a legend, his name is synonyms to billiards! Ronnie Alcano, another professional...

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The 2 pains in Life

While I was joining a seminar in Wealth Academy (this is where I got my training in preparation for becoming an Associate Financial Planner and it's open to all too!), in the first talk, it talked about the basics of savings, why we should save and values needed to save. One very important slide hit me, I still could remember if as if I just listened to the seminar again. It talked about 2 pains in life, I thought "it must be pain from broken...

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Why is it important to save for retirement?

Not so many people save for their own retirement. Usually people save for the next 6 months or even for the year then it stops. In other words, a lot save for short term and not for the long term. In the Philippines, when you are 60 years old and not able to work, money would stop flowing in most cases. Who would take care of you? Your children financially. Trust me, when I was not financially educated this was my plan, that to spend money...

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Out of the Blue # 1

Every now and then, we get bored of what we talk or write about and financial talks or articles can really be boring. (I can even bore myself! LOL) So I thought, why not write something out of the blue just to get the blood running. In this article, you will get to know my "other" side a little bit, and that "other" side is the gamer in me. Yes, I am a gamer! I love to play video games! I love console gaming and that console is the Playstation! I've...

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