Get rid of your debt!

Debt is one of the biggest termites in our financial foundation! But before we go deeper into that, debt is neutral, it is not all bad. There are 2 types of debt, simply a bad debt and a good debt. Good debt is a type of debt when it will be used for business and in return, profit! You gain more money because you borrowed money to do business. A bad debt is completely the opposite, you borrow money, use it for something that will not earn you...

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The 2 types of Health Insurance

There are 2 types of health Insurance: 1. Short term health insurance 2. Long term health insurance Short term health Insurance - This is the common insurance that we have when we are working, usually the company provides us this or you can buy 1 if you wish too. Short term health insurance usually covers only up to 60 years old, beyond that, no more more coverage. The known short term health insurance are; Intellicare, Maxicare, Medicard and it does not stop there. Long term health Insurance - Now this is the type of insurance that may cover...

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Healthcare for your health needs!

Health care! I guess we only hear these terms much when we are in the office. "Are you sick? You better get yourself checked with your health care, it will be free!." These are standard conversations in the office when we talk about getting our self checked by the doctor. Health Insurance, by the term itself is a type of insurance to protect your health! If life insurance is for INCOME REPLACEMENT, health insurance is for INCOME PROTECTION. For...

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Protect yourself with Insurance!

Insurance! I understand that when people hear this, they shy away and ignore this. It seems that many people are allergic to the word insurance. I would not blame you, there are factors why the word insurance in our country drove people away. But let me tell you something, insurance is not something that we should ignore, insurance is truly important in our financial planning. No, I am not going to sell you any insurance so it is safe to read...

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Increase your cash flow

Increasing your cash flow is the base of our financial foundation. How do we increase our cash flow? You can do business, have investments, have 2 jobs, 1 full time then after a part time job, make a Youtube Video, write a blog, sell load etc.. There are a lot of ways to increase our cash flow but the question is, is it easy? Is it easy to manage a business? Are you able to start investing strictly? Can we manage 2 jobs? What do we need to make...

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The foundation of building wealth

What is the foundation of building wealth? Many people think that it is just plainly investment. Many think that once you have invested, that's it, it's gonna grow and I will become rich. Let me shock you, investment is not the ultimate solution. Investment is just the tip of the iceberg.  This was my mistake before too, I thought that once I have invested, that's it! Nothing else to do but to put more and more. I was wrong. Investing...

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Out of the blue # 5: Nodame Cantabile

Yes! Another J-drama! I actually watched this last week and finished the whole series and the movie in about a week. What can I say about this? AMAZING! This drama is about music and love altogether! Nodame Cantabile is actually from a manga and now, they have a live action series. I am not going to spoil you here, just sharing the love! XD Alright, the story begins with Chiaki-senpai and Nodame-chan. Chiaki is a very talented musician but...

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